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[jun cheng]

Mr. Jun Cheng,
Hanvitbank,
Pyongyang,
North Korea.

Dear Friend,

I am Jun Cheng a manager of bills/exchange at the foreign remittance department
of Hanivitbank. In my department, we discovered an abandoned sum of $44,700,000.00
(Forty Four Million, Seven Hundred Thousand United State Dollars only) in
an account that belonged to one Late Mr Andrew Phillips an American, who
died along with his entire family, on November
1996, in a ghastly plane crash. Since we got the information about his death,
we have been expecting his next-of-kin to come over and file a claim as
next of kin over his money because we can not release it unless somebody
applied for it as next of kin or relation to the deceased as indicated in
our banking guidelines.

           Unfortunately, nobody has come forward to claim this money. It
is based on this that some officials in my department and I have decided
to establish a cordial business relationship with you, hence by contacting
you. We want you to present
yourself as the next of kin to Late Mr Andrew Phillips, so that the funds
can be remitted into your account.

           Moreover, we do not want the money to go into the government
account as unclaimed bills. The banking law and guidelines here stipulates
that any account abandoned or is dormant for a period of years, is deemed
closed and all money contained therein forfeited to the government treasury
account.

            Now, it is being speculated that the above sum will be transferred
into<BR> the government account as an unclaimed fund on or before the end
of this financial quarter of 2004, when nobody come forward to lay claims.
The reason for requesting your assistance, is occasioned by, the fact that
the deceased (Late Mr Andrew Phillips) was a foreigner, and we have access
to his detailed bio data which you will hold as a weapon to present yourself
as the next of kin to Late Mr Andrew Phillips.

           The mode of sharing after a successful transfer of the money
into your account, shall be 70% to my colleagues and I, for the role you
will be expected to play in this deal, we have agreed to give you 25% of
the total sum and 5% for the expenses we are going to encounter by the two
parties in the
course of this transaction. Therefore,you are expected to reply this letter
indicating your readiness and interest to participate in this business.
After receiving your reply, you will be communicated to with the exact steps
to take.

         I expect your urgent response and I shall contact you for further
discussion on this matter,to enable us conclude this transaction urgently
without any delay or hitch.<BR> Please treat this business proposal as strictly
confidential for security reasons considering my official position in Hanvitbank.

Personal Regards,
Mr. Jun Cheng


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